Senior Care
.................................................................................................................................................................................................. Group Insurance | Retirement Plans | Life Insurance | Disability Insurance | Voluntary Plans | Estate Planning | Senior Care

To assure clients of adequate health care coverage throughout their lifetimes, GDC Financial, Inc. offers various alternatives.

These include:

  • Annuities*: Plans which Guarantee Lifetime income
  • Medigap plans to supplement Medicare Parts A and B
  • Long Term Care Insurance
  • No premium and low premium Medicare Risk

An annuity is a contract between you and an insurance company, under which you make a lump-sum payment or series of payments. In return, the insurer agrees to make periodic payments to you beginning immediately or at some future date. Annuities typically offer tax-deferred growth of earnings and may include a death benefit that will pay your beneficiary a guaranteed minimum amount, such as your total purchase payments.

There are generally two types of annuities—fixed and variable. In a fixed annuity, the insurance company guarantees that you will earn a minimum rate
of interest during the time that your account is growing. The insurance company also guarantees that the periodic payments will be a guaranteed amount per dollar in your account. These periodic payments may last for a definite period, such as 20 years, or an indefinite period, such as your lifetime or the lifetime of you and your spouse.

Long term care isn’t intended to cure you. It is chronic care that you might need for the rest of your life. This care can span years and can be expensive depending on the type of care you need and location where that care is received. Long term care insurance is one way of helping to pay for these expenses.

These programs provide security for our clients by providing the proper coverage(s) should the need arise and comprise an integral part of any estate or retirement plan.

 

*All financial/investment products areprovided by and managed by GDC Securtities.


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101 Merritt Boulevard suite 10 · Trumbull, Connecticut 06611 | Tel: 203-367-4070 | Fax: 203-367-4078
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